Car Finance

Get Your Next Car, Fast.

Tired of waiting on the big four banks for car finance? With our auto financing and quick loan approval process, get the funds to purchase your next car within as little as 3 hours.

Dynamoney is here to help keep you moving, our team of experts will work with you to ensure a quick, smooth, hassle-free experience with a product that suits your specific requirements, so you’ll be cruising in your new car sooner.

How does Car Finance Work?

It’s safe to say that most businesses need a car to operate, but on top of business expenses, it can be difficult to find the funds to pay for it up front. With all the stress of running a business, financing a car doesn’t have to be complicated. There are many different types of finance options available including operating leases, rental, or chattel mortgage, but no matter the type of loan you take out and the car you are looking to purchase, our car finance options will help make owning your car easier and faster.

Car finance allows businesses to borrow a certain amount of money to put towards a vehicle. Based on the agreed terms, you will then pay interest to the financier that lent you the money, which ranges from 2 to 7 years at Dynamoney. Generally, the following steps will apply:

1. Apply for car finance

   Applying for car financing can be complicated, and most financiers require lots of documentation. With Dynamoney’s simple application process providing financial statements are a thing of the past. If your application requires financials, don’t worry our computer system will extract the data from bankstatements.com so you wont have to lift a finger. Property owners can apply through our simple to use portal or your broker can apply for you on your behalf.

2. Getting approved

   After submitting your application, your financier will determine if you meet their eligibility criteria. Approvals with finance for a car can happen on the same day or anywhere up to 10 days, at Dynamoney, you can be approved within 24 hours.

3. Purchase your vehicle

   Once approved, your financier will pay the dealer/seller directly, so you don’t have to worry about handling cash. At Dynamoney we offer private and dealer sale with no restrictions on age

4. Own your car sooner, with tax benefits

   ‍Repay your loan for cars based on the agreed upon contract with your financier. After the term period is up and all payments have been made, the vehicle will be yours to keep. Speak to your accountant today to determine if your rental amount is tax deductible.