Business loans

Help manage your cashflow and business expenses with a range of carefully curated business loans design to meet your unique needs.

Product range

Business Loans made for you

Business Overdraft

Borrow From: $5,000 to $250,000

Improve your cashflow with our interest only overdraft facility.

Business Term Loan

Borrow From: $5,000 to $500,000

Feel confident that you can meet your cash requirements with our fixed amortising term loan.

Corporate Business Loan

Borrow From: $200,000

Borrow a large amount with flexible repayment options.

Featured Product

Interest only, Business Overdraft

Do more on the go with our Business Overdraft that includes a credit card, giving you more control.


  • Fast access to funds

  • Only pay for what you use

  • Available to new and existing customers

  • Secured or Unsecured

  • Links to a Dynamoney credit card

What is a business loan?

A business loan involves a business receiving financial support, typically from a financial institution. In return, the business commits to repaying the borrowed amount, including interest and fees, within a specified loan period. Business loans can be secured or unsecured, with fixed or variable interest rates, various term lengths, and customizable repayment options.

Our diverse selection of business loans aims to simplify the process of finding a suitable loan that meets your needs.



How fast is the business loan approval process?

Depending on which loan you apply for and if we require any additional information from you, you can apply for one of our business loan products, get a decision the same day and funds distributed within 24 hours.


What is the difference between secured and unsecured business loans?

Secured business loans are backed by collateral such as real estate, equipment, or inventory, reducing the lender’s risk. This often results in lower interest rates and higher borrowing limits. On the other hand, unsecured business loans do not require collateral and typically have higher interest rates and lower borrowing limits.

Unsecured loans may be easier and faster to obtain but generally require a strong credit history and financial stability. It’s important for business owners to carefully consider the trade-offs and the specific needs of their business before choosing between secured and unsecured loans.

Talk to a business lending specialist

Our team is on hand to help find a lending solution that fits your requirements.

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